What are In-House Financing Car Dealers?

Finance Paperwork with Glasses

In-house financing car dealers provide financing through the dealership where you’ll make payments to them instead of the bank. Even though this process still requires approval by the lender, in-house financing car lots offer the benefit of a better chance of getting approved. If you have questions about in-house financing, don’t worry. You are not alone. Mercedes-Benz of West Covina would be more than happy to discuss this option so you can make the best decision for your budget. Get the details before applying today. 

The Benefits of In-House Financing Cars

Get behind the wheel of your dream car faster and for less when you consider in-house financing cars. Here are just a few of the additional benefits:

  • Easier pre-approval
  • Extended warranties
  • Flexible interest rates
  • Higher credit score

If you are interested in more warranty coverage for added peace of mind, or you are trying to boost your credit score, it is a good idea to look into in-house financing. Once you fill out and submit your application, you’ll be on the Covina roads in no time.

Financing Tips

Searching for “in-house financing car dealers near me?” Be sure you choose a reputable location like Mercedes-Benz of West Covina. If you notice any of the following warning signs, it could be an indication that the dealer is taking part in an in-house financing scam:

  • If they allow you to leave the lot before agreeing on the payment term
  • ”Approved” vs. “approval” – if the manufacturer approves the dealer, they are approved and have higher standards for quality whereas the latter might not
  • If the car dealer doesn’t report to a credit bureau
  • If you get a call saying your financing plan fell through and need to provide more money or they tell you a higher interest rate than before

Choose Reliable and Affordable Financing with Mercedes-Benz of West Covina

See what sets us apart from other in-house financing car dealers in the Covina area. If you have any questions about your financing options, do not hesitate to reach out to us for more information. We want you to find a vehicle you will love that fits well within your budget.

More from Mercedes-Benz of West Covina

  • An Overview of 2021 Mercedes-Benz GLS 450 Price

    GLS InventoryContact Us Starting at $76,000 MSRP*, the 2021 Mercedes-Benz GLS 450 price gets Covina drivers a bevy of top-shelf features, as well as track-ready performance. While pricing for the Mercedes-Benz GLS 580 hasn’t been announced, expect even more exhilarating performance should you choose to upgrade. Check back here for updates. In the meantime, take…

  • 2021 Mercedes-Benz S-Class Interior Preview

    Covina drivers can expect the 2021 Mercedes-Benz S-Class to hit the lots in Spring of 2021. To tide you over, Mercedes-Benz of West Covina is here to cover the projected 2021 S-Class interior features you can expect, as well as the Mercedes-Benz S-Class interior dimensions, and Mercedes-Benz S-Class interior lighting. Expect the S-Class to usher in the next…

  • 2020 Mercedes-Benz GLC 300 Price

    If you’re searching for a luxury vehicle with innovative technology and powerful performance, consider the 2020 Mercedes-Benz GLC 300 coupe or SUV. With formidable biturbo engines and AMG® race-derived technology, the GLC 300 price offers a considerable value for Covina drivers. Explore the Mercedes-Benz GLC 300 coupe and SUV trim levels with Mercedes-Benz of West Covina to see…

Saved Vehicles


You don't have any saved vehicles!

Look for this link on your favorites:


Once you've saved some vehicles, you can view them here at any time.

Contact Us


Call Now

2010 East Garvey Avenue South • West Covina, CA 91791

Get Directions

Today's Hours:

Open Today! Sales: 10am-8pm

Service: Closed

Parts: Closed

Mercedes-Benz of West Covina 34.071008, -117.902525.